A recent post on social media has gone viral after a user shared the surprising story of their house help buying a Rs 60 lakh 3BHK flat in Surat and taking only a Rs 10 lakh loan.
The post read:
“My house help came in today looking really happy. She told me she just bought a 3BHK flat in Surat worth Rs 60 lakhs, spent Rs 4 lakh on furniture and took only a Rs 10 lakh loan. I was honestly shocked. When I asked more, she mentioned that she already owns a two-floor house and a shop in the nearby Velanja village, both on rent. I just sat there speechless.”
My house help came in today looking really happy. She told me she just bought a 3BHK flat in Surat worth ₹60 lakhs, spent ₹4 lakh on furniture and took only a ₹10 lakh loan. I was honestly shocked.
When I asked more, she mentioned that she already owns a two-floor house and a… pic.twitter.com/OWAPW99F46
Within hours, the story spread rapidly, sparking debates and amazement among netizens over how a domestic worker managed to build such an impressive financial portfolio.
Online Reactions: Magic of Untaxed Income or Smart Planning?
The post quickly went viral, sparking discussions on how some lower-income workers manage to save and invest wisely — often outperforming many salaried professionals.
One user wrote: “unbelievable. i guess that's the magic of untaxed money..”
Another added: “Salaried employees are heavily taxed, while domestic helpers, street vendors, and similar workers often pay zero tax on their earnings. Over time, this allows them to save more and build assets faster than us.”
A third user argued: “The middle class is being looted at every step. Tax income, tax saving, tax spending. The poor class is being given financial aid without having to show how many beneficiary schemes they are already enjoying. Their earnings, rental income, income from interest will never be scrutinised.”
On the other hand, many praised the woman’s financial discipline and smart investments, calling her success a result of hard work and careful planning.
A commenter noted: “She probably saved every rupee she earned and invested in property early. That’s called planning, not privilege."
Another user wrote: “It’s not about how much you earn, but how well you manage what you have.”
This story has left netizens amazed and inspired, highlighting how determination, discipline, and smart investment choices can lead to remarkable achievements — sometimes in the most unexpected ways.
